Financing Options

Better Business Credit

Credit Key offers businesses simple monthly terms in seconds, for your Bailey purchases!

Only available for purchases on

Up to


Credit Line



(0% for 30 days)

Fees Starting at


Monthly, after 30 days

How It Works

The funds you need, right when you need them.

B2B Credit at Checkout
Buy what you need today, pay over time. We partner with Credit Key to offer you flexible payment options.

Simple, Affordable Monthly Terms
First 30 days are always interest-free. No early repayment fees.

Get a Decision in Seconds
You'll get a decision immediately. Checking your rate will not affect your credit.

What can you expect?

Say goodbye to lengthy approval processes and paperwork—Credit Key’s digital application is quick and seamless, and done fully online. Get an instant decision for a business line of credit up to $50K right at checkout, and pay it back on your terms. Enjoy 0% interest for the first 30 days and as low as 1% after. No setup fees or other hidden fees. Applying will not impact your credit score.

Eligibility requirements:

  • Be an individual applying under your own name
  • Be the owner/signatory of business in application
  • Be a U.S. citizen or resident of minimum signing age in your state of residence
  • Have a FICO®/credit score of 600 or above
  • Have a total annual business income of $40,000 or more
  • Provide your Social Security Number
  • Provide the Employer Identification Number (EIN) of your business
    • If your business is a Sole Proprietorship, you do not need to have a Federal EIN, but will have to document some type of state registration of the business
  • Have a nominated bank account for repayments

Note: Line of credit financing is also available directly from Bailey for accounts requiring financing over $50K. Credit Key financing does not replace, or eliminate, any financing received directly from Bailey. Please call us to inquire at 800-800-1810.

¹ Exceptions may apply for items stating "Ships within 24 Hours" depending on holidays, time and day of the week, weather, and other factors. View our Shipping info page for details.